Driving Without A Licence Or Insurance

Driving Without a Licence

If you drive a motor vehicle of a type not permitted by your drivers licence, you may find yourself committing the offence of driving otherwise than in accordance with a licence.

This offence can also be committed if you:

• Drive without any drivers licence at all
• Drive on an expired licence
• Drive on a provisional licence without L-plates and a supervisor

It is also an offence to cause or permit another person to drive not in accordance with a licence. This can arise if:

• An employer allows an employee to drive a company vehicle, when the employee doesn’t hold the necessary licence entitlements
• You lend a vehicle to someone who doesn’t have the necessary entitlement on their licence to drive it

This offence carries a fine, penalty points, and a discretionary disqualification.

Driving Without Insurance

It is an offence to drive a motor vehicle without a minimum level of insurance.

This offence can arise if:

• Your existing policy of insurance has expired and you have not renewed it
• You never had a policy of insurance
• You were misled into thinking that you were insured to drive a vehicle, when you were not
• You were driving a vehicle without the necessary licence entitlements, thereby voiding your insurance policy

This offence carries a fine, penalty points, and a discretionary disqualification.

If you plead guilty or are convicted of driving without insurance, you may still avoid penalty points if Special Reasons apply. These might arise if, for example, you were misled by a person or insurance company into thinking that you were insured to drive a vehicle when in fact you were not.